Learn The Two Things You Can Do To Increase Your Credit Scores By 65% in The Next 60-90 Days

There are two things you can do today that will have a dramatic effect on your credit scores in the days to come, do you know what they are?
Paying your debts on time (effects 35% of your score) and reducing how much you owe (effects 30% of your score).
Here is how your score is computed:
I. Payment History (35% of your score)- The number of accounts paid on time effect your credit score.- The number of negative public records and/or collections reported effect your credit score.- The number of delinquent accounts affect your credit score. - How long you have been past due affects your credit score.- How long it has been since you have made a late payment.
MORAL: Pay your bills on time
II. Amounts Owed (30% of your score)- How much you owe on each open account effects your credit score.- What types of accounts you have with balances effects your credit score.- How much of your available credit you have used affects your credit score (revolving credit).- How much you owe versus the original balance effects your credit score (installment debt). - The number of zero balance accounts you have affect your credit scores.
MORAL: Try to keep all outstanding credit debt between 30-35% of available credit to maximize your credit scores.
III. Length of History (15% of your score)- The length of time your credit accounts have been reported to your credit report effects your credit scores.- The length of time your credit accounts were opened effects your credit scores.- The time between activities affects your credit scores.
MORAL: The longer the history (good or bad), the better or worse your scores will be.
IV. New Credit (10% of your score)- The number of new credit accounts you open affects your credit scores.- The ratio of new credit accounts to existing accounts affects your credit scores.- The number of credit inquiries you have had affects your credit scores.- The time elapsed since your last inquiry or the opening of a new credit account affects your credit scores.- The length of time of your on time payments since your last late payment effects your credit scores.
MORAL: Don't open up too many new credit accounts at once.
V. Types of Credit in Use (10% of your score)- The total number of credit accounts you have affects your credit scores.- The types of credit accounts (installment, revolving) you have effects your credit scores.